The first synthetic diamonds were produced

by General Electric in 1954. A synthetic

diamond is basically a rock that has the

durability, refractive index and hardness of

a natural diamond – but it is made by man.

A synthetic diamond should not be

confused with stimulant diamonds, such as

glass, cubic zirconia, or moissanite.

Although the technology for synthetic

diamonds came into play in 1954, no

synthetic diamonds were ever seen on the

market until the 1990’s. This was due to the

fact that it took many years for General

Electric to produce a synthetic diamond that

could compare with the quality of a natural

diamond – and when they figured out how to

do it, they found that it cost more to produce

a synthetic diamond than it did to mine and

cut natural diamonds.

Finally, a small company by the name of

Gemesis Corporation figured out a way to

produce synthetic diamonds that were of the

same quality as natural diamonds, at a

cheaper price. Today, Gemesis produces

synthetic white diamonds, and colored

diamonds as well. These diamonds sell for

about 1/3 of the cost of a natural diamond,

but there is a shortage of them, and they are

hard to find. In fact, it seems that synthetic

diamonds are rarer than natural diamonds!

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Before you start shopping for diamonds,

consider dealing with a bonded jeweler.

Bonded jewelers sell bonded diamonds,

and there are very few bonded jewelers in

the world. In fact, out of all of the jeweler’s

in the world, only about 5% of them are

bonded. Buying a bonded diamond will

cost more than buying a non-bonded

diamond, but when you look at what you

get with the bonded option, you will see

that it is well worth the extra expense.

First, bonded diamonds have a buy back

policy for the life of the diamond. No matter

how long you have had the diamond, you can

take it back to the bonded jeweler and sell it

back to him or her, for a 100% refund. If a

jeweler does not offer a 100% buy back

guarantee, for the life of the diamond, then

you should take a closer look at the diamond

to see what is wrong with it.

Bonded diamonds also have a breakage

policy. If the stone breaks or chips, the

bonded jeweler will replace it with a new one

– one time. No jeweler would ever offer such

a policy on any stone that was not 100%

natural, so just the offer of such a policy

should give you piece of mind concerning

the quality of the diamond. Bonded

diamonds are natural and untreated.

Bonded diamonds increase in value, with a

fixed appreciation rate that is designed to

keep up with inflation. This means that a

diamond that is worth a certain amount of

money today will be worth more in the future,

as the price of diamonds continues to rise.

This generally does not apply to buy backs,

however. It typically applies to trade-ins.

Alternately, by purchasing a bonded

diamond, you are protected against the

possibility of a market crash. If a market

crash occurs, the value of diamonds will

drop. However, the bonded jeweler

guarantees to refund you the difference

between what the diamond is now worth

and what you paid for it before the market

crash.

It may be difficult to find a bonded jeweler in

your area, but if you can, this is who you

want to deal with, as opposed to dealing

with an un-bonded jeweler. Specifically tell

the jeweler that you are only interested in

bonded diamonds. You can find a bonded

jeweler in your area by using various online

resources, or by calling the local jewelry

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A dirty diamond is one of two things: a rough

diamond, or a diamond that hasn’t been

cleaned in a while. Rough diamonds are

uncut and unpolished – hence, they are dirty.

But that type of dirty diamond will soon be

cut and polished and sitting in a beautiful

jewel box in a display case. Then someone

will purchase it, and before long, it will

become a dirty diamond once again.

Diamonds become dirty. When you wash

your hands with a diamond ring on, soap

scum clings to it. When you put on hand

lotion, it gets grease on it. Shower with your

diamond earrings or necklace, and again,

you get soap scum. In one short day, your

brand new diamond could be dirty!

Purchase an ultrasonic jewelry cleaner the

same day that you purchase your diamond

jewelry, and use it every single day, without

fail. The clarity of the diamond changes

when the diamond is dirty – it loses its

sparkle. By taking one minute each day to

clean your diamond jewelry, you can avoid

this, and your diamonds will never be dirty!

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Caring for a diamond takes more than

occasional cleanings. Diamonds are forever,

but they can be damaged if you are not

careful. By learning how to properly care for

your diamond, you will ensure that your

diamond is indeed forever.

First, you should take your diamond jewelry

to a jeweler once a year. Have him check the

mountings and prongs that hold your

diamond in place. Have him make any

needed repairs. This will prevent your

diamond from falling out of its setting and

becoming lost.

Diamond jewelry that is not being worn, or

diamonds that are loose should be stored in

a fabric lined jewel case, or in a jewelry box

where it can be kept separate from other

jewelry. Each piece should have its own

compartment. This will keep diamonds from

becoming scratched, and it will also keep

your diamond from scratching other jewelry

as well.

Remove your diamond jewelry when doing

physical work. Diamonds can be chipped

and scratched easily. Also avoid allowing

your diamond to come into contact with

bleach or other household cleansers – this

can damage or change the color of the

settings and mountings, and it may even

irreversibly change the color of the

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A diamond certificate is also known as a

Diamond Grading Report. This report comes

from the Gemological Institute of America

(GIA), and you should require this report

when you are purchasing a diamond.

With a diamond certificate, you can verify

the color, cut, carat, weight, and clarity of the

diamond. You don’t have to worry about a

diamond dealer telling you anything less than

the truth, because the certificate comes

from the GIA – not the dealer. You may be

required to pay for the certificate, but the

cost is usually low, and in many cases, it

will help you negotiate a better price on the

diamond – or keep you from purchasing a

lower quality diamond altogether.

If you buy a high quality diamond, and then

later decide to sell the diamond, you will

need to have the certificate, or you will have

a hard time selling it to someone else.

Furthermore, you can use the Diamond

Grading Report to look up the wholesale

value of the diamond in question. Use the

guide that is used by the diamond cutting

industry.

With the Certificate, or Diamond Grading

Report, there won’t be any doubts when you

are trying to purchase a diamond. You can

easily find out what the diamond is worth.

This will prevent you from overpaying, and it

can prevent a seller from under-charging as

well.

A copy of the Diamond Grading Report

should be given to your insurance company

as well, when you insure the diamond. This

provides absolute, unquestionable proof of

the value of the diamond should it be stolen

in the future. Insurance companies cannot

argue with the report.

Avoid diamond dealers who seem reluctant

to provide a certificate! Also avoid sellers

who tell you that a certificate diamond will

cost you more – the only additional cost

should be the cost of the certificate, which

is low. If the dealer doesn’t want to provide

a certificate, then you don’t want to do

business with that dealer.

Don’t accept certificates from Gemological

Laboratories other than GIA. There are many

fly-by-night Gemological labs these days, but

in the end, GIA has been established as the

most respectable and trustworthy – not to

mention oldest – of the lot. So avoid dealers

who don’t want to use GIA for certification

purposes as well.

Don’t buy an expensive diamond without

paying the extra cost of the certificate. If a

dealer tries to convince you to make the

purchase without the certificate, or if they

want to use a company other than GIA, you

can be sure that the dealer has probably

greatly inflated the price of the diamond –

they have something that they are hiding

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In their most natural form, diamonds are –

well – quite ugly. They have no luster or shine,

and in fact, look like nothing more than

broken glass. A diamond must be cut, and

then polished before it actually becomes a

thing of beauty.

Diamonds are cut with saws, into round

shapes. From the rounded shape, other

shapes may be cut, such as heart shapes

– but the shape is less important than the

quality of the cutting that is being done. If

the diamond is poorly cut, it will lose light,

and it will not sparkle and shine very well.

Each facet of the diamond must be

carefully cut into the geometrical shapes

that allow the diamond to sparkle and

shine, then the entire diamond is cut into

a specific shape, such as an emerald cut

or a princess cut diamond.

Once the cut is done, the diamond is put into

a dop, which resembles a cup with another

diamond – only a diamond is strong enough

to smooth the edges of another diamond.

Once the diamond has been cut and shaped,

and had the edges smoothed in the dop, it is

polished on a scaif or a diamond polishing

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Insuring a diamond takes a bit of thought,

planning, and shopping around. Diamond

insurance isn’t like purchasing car insurance.

It is quite different. Depending on the state

that you live in, there are basically three

different types of policies that will cover

diamonds, and all insurance policies that

cover diamonds are considered Marine

type policies.

The first type of insurance policies for

diamonds is an Actual Cash Value policy.

If the diamond is lost or damaged beyond

repair, the insurance company will replace

the diamond at today’s market value, no

matter how much you paid for the diamond

to begin with. This type of insurance policy

for diamonds actually is not that common.

The most common type of insurance for

diamonds is Replacement Value insurance.

The insurance company will only pay up to a

fixed amount to replace the diamond that was

lost or damaged beyond repair. This does not

mean that they will pay that amount – it means

that they will pay up to that amount. In most

cases, the diamond can be replaced at a

lower cost.

The third type of coverage offered for

diamonds is Agreed Value. This is

sometimes called ‘Valued At.’ This type of

coverage is very rare. In the event that the

diamond is lost or damaged beyond repair,

the insurance company simply pays you the

amount that you and the company agreed

upon. This is the best type of insurance to

have, but it is rarely offered. If you can’t get

Agreed Value coverage, Actual Cash Value

coverage should be your next choice.

Your rates will be determined by the value of

the diamond, the type of coverage that you

select, and the area that you live in. If you live

in an area with a high crime rate, you can

expect to pay more for your diamond

insurance coverage. It is important to

remember that insurance agents are not

qualified jewelers, and jewelers are not

qualified insurance agents. It is best to get

a certificate for your diamond, and to

provide the insurance company with a copy

of that certificate. This leaves the insurance

company less room for arguments over the

actual value of the diamond.

Don’t rely on separate coverage to cover

your diamond. For instance, if you diamond

is stolen from your home, it is probably

covered on your home owner’s insurance

policy – but the diamond probably won’t

always be in your home, and once it leaves

your home, there is no coverage.

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